Vetted options.
We compare loan options around your income, goals, and the way you actually live. Your financial picture leads the conversation.

Big decisions deserve more than a quick quote. We help you understand your options, find your comfort zone, and move toward home with confidence.
Buying, refinancing, or planning ahead? You’re in the right place.

Team-reported average clear to close
More options. A more personal fit.
No confusing sales talk. Know what you pay.
*Historical team-reported average; timing varies and is not guaranteed. Measurement period and methodology pending verification. Lender access varies by state, program, and eligibility. Closing costs and applicable lender or third-party fees may apply.
VET is more than a nod to our military roots. It’s how we approach your mortgage.
We compare loan options around your income, goals, and the way you actually live. Your financial picture leads the conversation.
Clear answers, thoughtful preparation, and follow-through. We believe your trust should be earned at every step.
A real relationship with people who care about what comes after closing, too. Your home. Your family. Your next chapter.
Service is part of our story.
Helping you move forward is the next chapter.

Mortgage leadership. National speaking. Award-winning technology.
Hunter Bolling serves on the executive leadership team at Edge Home Finance as Senior Vice President of Digital Transformation. He continues to lead HB Mortgage Team while helping guide technology, innovation, and support for more than 1,400 originators across Edge.
A nationally recognized speaker in the mortgage and real estate industry, Hunter brings practical ideas to the stage that professionals can put to work immediately. His focus spans artificial intelligence, social media, business growth, and the future of home financing.
A technology award winner and creator of AI platforms including Realtor Buddy and Edge Buddy, Hunter builds tools that help real estate and mortgage professionals simplify their work, strengthen relationships, and better serve their clients.
Hunter and Shelbi are former hosts of The American Dream TV and parents to two daughters. He brings the same commitment to his family, his team, and the professionals he helps grow.

A lifetime of service. A personal commitment to your next chapter.
Shelbi Bolling has built her career around caring for others. An eight-year U.S. Navy veteran and former medical ICU nurse, she brings discipline, compassion, and a steady presence to some of life’s biggest decisions. Today, as Senior Loan Officer with HB Mortgage Team, she puts those qualities to work helping individuals and families navigate home financing with clarity and confidence.
For Shelbi, the conversation starts with you: the monthly payment you feel comfortable with, the savings you want to protect, and the future you’re working toward. She takes time to understand your full financial picture, explain the available options, and walk through the details so you can make an informed decision. From the initial application and financial analysis to your Zoom conversation and coordination with your agent, her approach is thoughtful, personal, and focused on your goals.
Her military background gives her a personal connection to the veterans and military families she serves. She understands that using a VA home loan benefit is an important decision, and she is passionate about helping eligible borrowers understand their options. That same commitment extends to first-time buyers, growing families, and homeowners planning their next move.
Shelbi’s mortgage career has earned recognition including Fastest Growing Loan Officer in 2025, UWM Pro Elite in 2024 and 2025, and Power TPO’s 2025 Top Loan Officer recognition in wholesale. Behind those accolades is the work she values most: helping people understand their financing and feel supported throughout the process.
A former host of The American Dream TV, Shelbi has also helped share the stories of local businesses and nonprofits with a national audience. At home, she and Hunter are raising two daughters. As a mom, veteran, and former nurse, she knows that a home is more than an address. It is where families build stability, make memories, and begin their next chapter.
As hosts of The American Dream TV, Hunter and Shelbi filmed eight episodes bringing local businesses and nonprofits together, giving their stories a platform beyond their own neighborhoods.
From the people building businesses to the organizations making a difference, our goal was simple: help more people discover the good happening around them.
Watch an episode ↗*Reach figure supplied by the team; audience measurement and distribution details are pending verification. Network references describe program distribution, not production by or endorsement from those networks.
One conversation can open more possibilities.
Let’s find the options that fit your financial picture.
Conventional, FHA, USDA, jumbo and super jumbo loans, first-time buyer programs, and eligible down payment assistance. FHA loans are insured by the Federal Housing Administration and do not require military service. USDA loans have separate location and income requirements.
VA purchase and VA jumbo options, subject to eligibility, entitlement, lender requirements, and property approval.
Rate-and-term and cash-out refinancing, VA IRRRL, FHA streamline, HELOCs, home equity loans, and reverse mortgages for eligible homeowners. Reverse mortgages require counseling and ongoing property obligations.
Bank statement, profit-and-loss, asset depletion, DSCR and other investment-property programs. Income documentation and eligibility vary by lender and loan type.
Construction and renovation financing, including FHA 203(k), plus eligible bridge and hard-money scenarios. Short-term financing can carry different costs and repayment requirements.
Second and vacation homes, eligible manufactured homes, and physician or professional programs. Shelbi will help confirm what is available for your situation.
Program availability varies by lender, state, property, occupancy, and borrower qualifications. This overview is not an approval or commitment to lend. Assistance may have repayment requirements. Shelbi will confirm currently available options for your scenario.
Explore my options ↗A clear plan, with your team beside you from the first conversation.
A soft inquiry generally does not affect your credit score. A hard credit inquiry may be required later. An application or initial review is not a commitment to lend.
Take your first step ↗Tell us about your plans, monthly payment comfort zone, and cash-to-close goals. We start by listening.
Complete your application. With your authorization, we can begin with a soft credit check and review your income, assets, and overall financial picture.
We walk through your options, costs, and next steps together so you understand the plan before moving forward.
With your permission, we coordinate with your real estate agent so your financing and home search work together.
A look at the communities and stories we call home.
Videos load from YouTube only when you press play. Older videos may include prior company names or time-sensitive information. Ask Shelbi about current availability and terms.
Based in the Dallas Fort Worth area, our team helps homebuyers in Texas, Virginia, Pennsylvania, Florida, North Carolina, Montana, Missouri, Michigan, Illinois, and Alabama, subject to active individual and company licensing. Confirm availability for your property with Shelbi before applying. Verify licensing through NMLS Consumer Access.
Our initial process can use a soft credit check with your authorization. Soft inquiries generally do not affect your credit score. A hard inquiry may be needed later, depending on your lender and loan program.
Clear to close means the lender has completed its underwriting review and approved the file to move toward closing, subject to final requirements. It is not the same as funding. Your timeline depends on your loan, documentation, appraisal, and lender.
We believe in transparent pricing and explaining every charge. Applicable lender fees, third-party charges, prepaid items, and escrow deposits may apply. Review your Loan Estimate and Closing Disclosure for the actual costs of your loan.
Yes. With your permission, we coordinate with your chosen real estate agent so everyone understands the financing plan and next steps. You are free to choose your own agent and service providers.
Have a real conversation with someone who leads a mortgage team and helps shape the company behind it.
Talk directly with Hunter about opportunities at Edge Home Finance. Talk through your goals, lender access, operations, technology, and the support you need to grow.
Email Hunter with a few times that work for you. He’ll coordinate a conversation directly.

See what clients have shared about working with Shelbi. Already worked with our team? We’d love to hear your honest feedback.
Open Shelbi’s Google listing and select “Write a review.”